Take the straightest path to long-term wealth.

We’ll help you navigate it all.

FSG Wealth Advisors, LLC

In money management, the tortoise does beat the hare. The surest investment method to fund your passions and purpose will be simple, low-cost, transparent, and disciplined.

Our Services

OUR PROCESS

We start with comprehensive financial planning.

Cash flow analysis, allocation of investable assets, and strategies for lifetime income all start with understanding you, your needs, your hopes and values. Our advisors will tailor a plan to help you achieve your unique goals.

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Then we apply science to managing your investments.

Through disciplined and research-based methodologies, we help you attain reasonable returns by taking reasonable risks, designed to meet your financial goals now and in the future.

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OUR SERVICES

Financial Planning

Retirement Planning

We work to make sure you’re on a path to retire comfortably and to remain comfortably retired. Our proprietary cash flow based software provides results that will serve as the basis for your portfolio’s asset allocation and will help you not outlive your money.

Household Net Worth

Do you know your net worth? Do you have it in a format that you can present to a lending institution to procure financing? At FSG Wealth Advisors LLC, we create a time-stamped Net Worth Statement for your household, and we’ll update it as circumstances change. Plus, we’ll review your older Net Worth Statements to measure growth.

Estate Plan Review

Wills, powers of attorney, account beneficiaries, executors, trusts; all of these are important to ensuring your estate passes to your heirs or favorite nonprofit in a tax-efficient and asset-optimizing way. We help you get up-to-date and organized and can refer you to attorneys and tax professionals if necessary.

Insurance Review

We’ll help you make rational life, disability, long-term care, and property & casualty insurance policy decisions. We can refer you to insurance agents and confirm your coverage makes sense.

Whole Person Financial Consulting

We take into account more than just the numbers—money is a tool for increasing your happiness and satisfaction. We promise you will feel heard, supported and coached throughout your investing journey.

Much of what we offer is the ability to be disciplined during difficult times, when emotion may take over rationality. We’ll counsel you to make better long-term decisions that lead to better investment outcomes.

Investment Management

Fiduciary Advisors

Fiduciary responsibility is the legal duty to act in your best interest. As objective, third-party professionals, we act with discretionary authority as your fiduciaries at all times. We select your investments, keep your portfolio current, and help monitor your expenses. And you can trust it’s the advice we’d give our own family members. We eat our own cooking.

Investment Strategy

We do what the research says is best: place long-term money into broadly diversified stocks and short-term, high-qulity bonds creating a stabilizing cash reserve. We typically recommend a three-pronged approach: a market tracker portfolio (covering 99% of the investable market), a portfolio biased to profitability, and a portfolio biased to small cap and value stocks. The cash reserve is held in cash, U.S. Treasuries, or high-quality munis. And, we further tailor your portfolio for taxes and specific needs.

Principal Risks

All investing has risks, which we mitigate through our strategies. However, short-term volatility may be dramatic, and annual returns may be deeply negative. The higher returns of certain market segments may only be apparent when viewing 10-year or longer periods or may not occur at all. The benefit of rebalancing may not materialize until the divergent asset classes revert to their long-run average returns. And finally, the stock market may not behave in the future the way it has in the past.

Implementation

Whenever possible, we employ Exchange-Traded Funds (ETFs) for their low cost and tax-efficiency. Dimensional, Charles Schwab, iShares, Vanguard, and similar companies provide the funds from which we construct our portfolios. We select funds based on the vehicles' purpose, quality, cost, and fit within the total portfolio.

Custodian: Charles Schwab

Our services feature a separate, independent entity for custody of your assets. In addition to our reports, a custodian generates its own statements directly to you ensuring that you get verifiable information about your account. At FSG Wealth Advisors LLC, Charles Schwab & Co., Inc. is our qualified custodian and safekeeping agent. They are a publicly traded financial services holding company headquartered in Westlake, Texas, among the top-tier of custody operations.

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OUR COMMITMENT

Your best interest is always our top priority.

Simple, transparent fees.

Our fees start at a maximum annual fee of 1% of assets managed. For example, our annual fees for a $2.5 million investment portfolio are .91%.

No commissions, ever.

We are a fee-only service and never earn commissions. While Charles Schwab may charge transaction fees, we don’t retain any portion, so there’s no incentive for excessive trading.

Full-time fiduciaries.

We operate as full-time fiduciaries‚ which means we have a defined legal obligation to always put your interest first. Think Wall Street brokers follow this same standard? Think again.

OUR PERSPECTIVE

Immutable truths in investing supersede opinions or marketing gimmicks.

Let us share our decades of experience
and knowledge with you.

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OUR PROMISE

We’re here when you need us. No 1-800 numbers, and no call centers. You’ll always have access to real people and their direct line of contact. Try us at 901-763-3335.

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BASED IN BEAUTIFUL

35.1495° N

Color photo or the trolly stop at S Main and Peabody, Memphis, TN

35.1495° N

MEMPHIS, TENNESSEE

Ready to make a plan for your financial future?

QUICK LINKS

Charles Schwab Client Portal

Orion (coming soon)

700 Colonial Road, Ste. 130
Memphis, TN 38117

Dislosure: FSG Wealth Advisors, LLC is an investment adviser registered with the State of Tennessee. FSG Wealth Advisors, LLC may not transact business in states where it is not appropriately registered, excluded or exempt from registration. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

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